# trade: deep transition scenarios in finance and banking through webtech

<< Good Money is a mobile-first banking wallet that allows users to hold all of their assets, both fiat and cryptocurrencies, in one place. The wallet has no annual fee ($0 per year vs. the average $400 per year of consumer checking accounts) and allows for full fiat and cryptocurrency interoperability. Further, Good Money offers a 1.8 percent interest rate - over 100 times greater than interest rates offered by traditional checking accounts. Beyond interest rates, a second failure of traditional consumer banking is that customers do not control how their stored money is invested by banks. Meaning that your money could well be invested in the petroleum industry when you are in fact a die-hard environmentalist. As the name implies, Good Money enables you as the user to choose how your stored money is invested, aligning it with your vision for humanity. >>

Peter H. Diamandis. The Biggest Tech-Driven Changes Happening in Finance and Banking. Sep 20, 2018.

https://singularityhub.com/2018/09/20/the-bright-tech-driven-future-of-finance-and-banking/